Looking to diversify your commercial loan portfolio? We'll support your business development efforts by sourcing solid C&I loan opportunities that are good candidates for guarantees through the SBA and USDA.
LendXP has experience financing C&I businesses. We'll help you identify opportunities, analyze financials, and structure the best credit package.
Mitigate risk with loan guarantees through the SBA. LendXP understands the requirements and standard operating procedures, and our quality control processes protect guarantees for the life of the loan.
Through loan sourcing, origination, underwriting, closing, and servicing - LendXP is your partner every step of the way. We work closely with lenders and provide expert support for each stage of the loan process.
Over-concentration in commercial real estate is risky, and diversifying your portfolio with C&I loans is a smart strategy to begin implementing now.
If you haven't been making many C&I loans, it can be difficult to start. But, with LendXP as your partner, we'll bring you solid opportunities and work with you to structure the credit.
Here are some of the most compelling reasons to start expanding your C&I loan portfolio today:
1. Unmet need. The trend away from C&I loans has left a significant gap in the credit marketplace. There are many great opportunities not being captured.
2. Lower competition. With community banks chasing the same real estate deals, margins have gotten thin, and many of the good deals have already been funded. The focus on real estate often means less competition for C&I opportunities.
3. Higher returns. Competition for real estate loans drives down the margins. At LendXP, we have found that C&I borrowers are willing to pay a fair price for credit from a lender willing to understand and work with their businesses. C&I businesses often have ongoing credit needs, and utilize other bank services.
4. Risk mitigation. C&I businesses can be good candidates for loan guarantees through the SBA.
Set-up a 30 minute no-obligation phone call to learn more about how we can work together on a C&I lending strategy.
