---
title: Small Business on the Upswing
description: Good news for main street! According to PayNet, small business lending increased significantly in the first part of the year, with the January Small Busin
---

[Blog | SBA Loan Insights for Community Banks & Credit Unions | Lending XPlained](https://www.lendxpert.com/lending-xplained)

# [Small Business on the Upswing](https://www.lendxpert.com/lending-xplained/small-business-on-the-upswing)

 Written by [LendXP](https://www.lendxpert.com/lending-xplained/author/lendxp) | March 30, 2018

 

Good news for main street! According to [PayNet](https://paynet.com/), small business lending increased significantly in the first part of the year, with the January Small Business Lending Index nearing the all-time high from July 2015. The index is up 14% over January 2017. 

 

[Read More](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Pdf/032018paynetmonthlyrelease.pdf)

 

Small businesses are investing more in property, plants and equipment tools and services. Many of the businesses you'd like to form a lending relationship with may be successful, but still don't fit your conventional credit profile. This is a great time to look at what can be done through [SBA and USDA loan programs](https://www.lendxpert.com/loan-programs). 

 

We are experts in SBA and USDA loans, and handling complex credit needs. [Contact us](https://www.lendxpert.com/contact) when you need help.

[View full post](https://www.lendxpert.com/lending-xplained/small-business-on-the-upswing)

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