--- title: Blog | SBA Loan Insights for Community Banks & Credit Unions | Lending XPlained | Lenders description: Lenders | Read our blog articles to take a closer look at financial tips, insights, and industry updates, and subscribe for ongoing updates from our team! --- [![lendxp-logo](https://www.lendxpert.com/hubfs/lendxp-logo.svg "lendxp-logo")](https://www.vitalfs.com) [![](https://www.lendxpert.com/hubfs/icon-search.svg)](https://www.lendxpert.com/search) [![](https://www.lendxpert.com/hubfs/icon-search-navy.svg)](https://www.lendxpert.com/search) ## Lending XPlained [All Resources](https://www.lendxpert.com/resources) [Blog](https://www.lendxpert.com/lending-xplained) [Case Studies](https://www.lendxpert.com/case-studies) [FAQS](https://www.lendxpert.com/faq) ## I'm looking for content for All Lenders Borrowers [![Recently Closed SBA Loans (Q3 2022)](https://www.lendxpert.com/hubfs/Recently%20Closed%20Loans%20Q322.png)](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q2-2022-0-0) Lending XPlained | Lend XP ## [Recently Closed SBA Loans (Q3 2022)](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q2-2022-0-0) [Read More →](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q2-2022-0-0) [![Recently Closed SBA Loans (Q2 2022)](https://www.lendxpert.com/hubfs/Recently%20Closed%20Loans%20Q2-1.jpg)](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q2-2022-0) Lending XPlained | Lend XP ## [Recently Closed SBA Loans (Q2 2022)](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q2-2022-0) [Read More →](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q2-2022-0) [![Reporting SBA Loans to the Credit Bureaus](https://www.lendxpert.com/hubfs/LendXP%20Blog_Reporting%20SBA%20Loans%20to%20the%20Credit%20Bureaus-2-1.jpeg)](https://www.lendxpert.com/lending-xplained/have-you-reported-your-sba-loans-to-the-credit-bureaus) Lending XPlained | Lend XP ## [Reporting SBA Loans to the Credit Bureaus](https://www.lendxpert.com/lending-xplained/have-you-reported-your-sba-loans-to-the-credit-bureaus) [Read More →](https://www.lendxpert.com/lending-xplained/have-you-reported-your-sba-loans-to-the-credit-bureaus) [![Recently Closed SBA (Q1 2022)](https://www.lendxpert.com/hubfs/Recently%20Closed%20Loans%20Q122.png)](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q1-2022) Lending XPlained | Lend XP ## [Recently Closed SBA (Q1 2022)](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q1-2022) [Read More →](https://www.lendxpert.com/lending-xplained/recently-closed-sba-q1-2022) [![Hit Your Goals With a Solid SBA Program](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_0620cbea12cb4521b9d23e10ce019902_mv2.gif)](https://www.lendxpert.com/lending-xplained/hit-goals-with-a-solid-sba-program) Lending XPlained | Lend XP ## [Hit Your Goals With a Solid SBA Program](https://www.lendxpert.com/lending-xplained/hit-goals-with-a-solid-sba-program) [Read More →](https://www.lendxpert.com/lending-xplained/hit-goals-with-a-solid-sba-program) [![Recently Closed SBA and USDA Loans (Q3 2021)](https://www.lendxpert.com/hubfs/Recently%20Closed%20Loans-3.png)](https://www.lendxpert.com/lending-xplained/recently-closed-loans-q3-2021) Lending XPlained | Lend XP ## [Recently Closed SBA and USDA Loans (Q3 2021)](https://www.lendxpert.com/lending-xplained/recently-closed-loans-q3-2021) [Read More →](https://www.lendxpert.com/lending-xplained/recently-closed-loans-q3-2021) [![SBA Loans: Worth the Time and Effort for Lenders?](https://www.lendxpert.com/hubfs/woman-blue-suite-smiling.jpg)](https://www.lendxpert.com/lending-xplained/how-long-sta-loans-take-lenders) Lending XPlained | Lend XP ## [SBA Loans: Worth the Time and Effort for Lenders?](https://www.lendxpert.com/lending-xplained/how-long-sta-loans-take-lenders) [Read More →](https://www.lendxpert.com/lending-xplained/how-long-sta-loans-take-lenders) [![Recently Closed SBA and USDA Loans - May 2021](https://www.lendxpert.com/hubfs/Recently%20Closed%20Loans_Q2.png)](https://www.lendxpert.com/lending-xplained/recently-closed-loans-may2021) Lending XPlained | Lend XP ## [Recently Closed SBA and USDA Loans - May 2021](https://www.lendxpert.com/lending-xplained/recently-closed-loans-may2021) [Read More →](https://www.lendxpert.com/lending-xplained/recently-closed-loans-may2021) [![LendXP Team Members Earn NAGGL Diploma](https://www.lendxpert.com/hubfs/Conkity.Kristy.unsecure.jpg)](https://www.lendxpert.com/lending-xplained/vital-team-naggl-diploma) Lending XPlained | Lend XP ## [LendXP Team Members Earn NAGGL Diploma](https://www.lendxpert.com/lending-xplained/vital-team-naggl-diploma) [Read More →](https://www.lendxpert.com/lending-xplained/vital-team-naggl-diploma) [![Lenders, Don’t Miss This Noninterest Income Opportunity in 2021!](https://www.lendxpert.com/hubfs/man%20sitting%20at%20desk.jpg)](https://www.lendxpert.com/lending-xplained/noninterest-income-sbaloan-2021) Lending XPlained | Lend XP ## [Lenders, Don’t Miss This Noninterest Income Opportunity in 2021!](https://www.lendxpert.com/lending-xplained/noninterest-income-sbaloan-2021) [Read More →](https://www.lendxpert.com/lending-xplained/noninterest-income-sbaloan-2021) [![*Updated* What's New with SBA 7(a) Loans in 2021](https://www.lendxpert.com/hubfs/Header_Template-Case_Study.png)](https://www.lendxpert.com/lending-xplained/new-with-sba-7a-loans-in-2021) Lending XPlained | Lend XP ## [\*Updated\* What's New with SBA 7(a) Loans in 2021](https://www.lendxpert.com/lending-xplained/new-with-sba-7a-loans-in-2021) [Read More →](https://www.lendxpert.com/lending-xplained/new-with-sba-7a-loans-in-2021) [![Underground Contractor Saves $340,000 a Year](https://www.lendxpert.com/hubfs/construction-1088x640-1.jpg)](https://www.lendxpert.com/lending-xplained/underground-contractor-saves-340k-a-year) Lending XPlained | Lend XP ## [Underground Contractor Saves $340,000 a Year](https://www.lendxpert.com/lending-xplained/underground-contractor-saves-340k-a-year) [Read More →](https://www.lendxpert.com/lending-xplained/underground-contractor-saves-340k-a-year) [![Recently Closed Loans](https://www.lendxpert.com/hubfs/Recently%20Closed%20Loans_Q420.png)](https://www.lendxpert.com/lending-xplained/recently-closed-loans-oct2020) Lending XPlained | Lend XP ## [Recently Closed Loans](https://www.lendxpert.com/lending-xplained/recently-closed-loans-oct2020) [Read More →](https://www.lendxpert.com/lending-xplained/recently-closed-loans-oct2020) [![New COVID Underwriting Criteria for SBA 7(a) Loans](https://www.lendxpert.com/hubfs/women%20meeting%20discussion.jpg)](https://www.lendxpert.com/lending-xplained/new-sba7a-covid-underwriting) Lending XPlained | Lend XP ## [New COVID Underwriting Criteria for SBA 7(a) Loans](https://www.lendxpert.com/lending-xplained/new-sba7a-covid-underwriting) [Read More →](https://www.lendxpert.com/lending-xplained/new-sba7a-covid-underwriting) [![Getting CARES Act Loans Right](https://www.lendxpert.com/hubfs/mixkit-exhausted-man-in-front-of-a-computer-with-his-head-69-original.png)](https://www.lendxpert.com/lending-xplained/getting-cares-act-loans-right) Lending XPlained | Lend XP ## [Getting CARES Act Loans Right](https://www.lendxpert.com/lending-xplained/getting-cares-act-loans-right) [Read More →](https://www.lendxpert.com/lending-xplained/getting-cares-act-loans-right) [![Information from LendXP Regarding the CARES Act](https://www.lendxpert.com/hubfs/United_States_Capitol_west_front_edit2%20(1).jpg)](https://www.lendxpert.com/lending-xplained/cares-act-info) Lending XPlained | Lend XP ## [Information from LendXP Regarding the CARES Act](https://www.lendxpert.com/lending-xplained/cares-act-info) [Read More →](https://www.lendxpert.com/lending-xplained/cares-act-info) [![SBA Support for Businesses During the Coronavirus](https://www.lendxpert.com/hubfs/stock-exchange-4880802_640.jpg)](https://www.lendxpert.com/lending-xplained/sba-loan-coronavirus) Lending XPlained | Lend XP ## [SBA Support for Businesses During the Coronavirus](https://www.lendxpert.com/lending-xplained/sba-loan-coronavirus) [Read More →](https://www.lendxpert.com/lending-xplained/sba-loan-coronavirus) [![Top 3 Myths About SBA Loans](https://www.lendxpert.com/hubfs/Top3Myths.png)](https://www.lendxpert.com/lending-xplained/top-3-myths-sba-loans) Lending XPlained | Lend XP ## [Top 3 Myths About SBA Loans](https://www.lendxpert.com/lending-xplained/top-3-myths-sba-loans) [Read More →](https://www.lendxpert.com/lending-xplained/top-3-myths-sba-loans) [![What's the SBA Process Like for Lenders?](https://www.lendxpert.com/hubfs/Process.jpg)](https://www.lendxpert.com/lending-xplained/whats-the-sba-process-like) Lending XPlained | Lend XP ## [What's the SBA Process Like for Lenders?](https://www.lendxpert.com/lending-xplained/whats-the-sba-process-like) [Read More →](https://www.lendxpert.com/lending-xplained/whats-the-sba-process-like) [![Worried About a Recession? 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Take These 2 Steps with Business Borrowers.](https://www.lendxpert.com/lending-xplained/worried-about-recession) [Read More →](https://www.lendxpert.com/lending-xplained/worried-about-recession) [![Helping Businesses Recover with SBA Disaster Loans](https://www.lendxpert.com/hubfs/storm%20damage.jpg)](https://www.lendxpert.com/lending-xplained/sba-disaster-loans) Lending XPlained | Lend XP ## [Helping Businesses Recover with SBA Disaster Loans](https://www.lendxpert.com/lending-xplained/sba-disaster-loans) [Read More →](https://www.lendxpert.com/lending-xplained/sba-disaster-loans) [![LendXP Welcomes Marcia Funke as SBA Servicing Specialist](https://www.lendxpert.com/hubfs/Funke.Marcia%20resize-2.png)](https://www.lendxpert.com/lending-xplained/welcome-marcia-funke) Lending XPlained | Lend XP ## [LendXP Welcomes Marcia Funke as SBA Servicing Specialist](https://www.lendxpert.com/lending-xplained/welcome-marcia-funke) [Read More →](https://www.lendxpert.com/lending-xplained/welcome-marcia-funke) [![Understanding the SBA](https://www.lendxpert.com/hubfs/SBA%20logo.jpg)](https://www.lendxpert.com/lending-xplained/understanding-the-sba) Lending XPlained | Lend XP ## [Understanding the SBA](https://www.lendxpert.com/lending-xplained/understanding-the-sba) [Read More →](https://www.lendxpert.com/lending-xplained/understanding-the-sba) [![Building Community With Small Business Lending](https://www.lendxpert.com/hubfs/bakery-793856_640.jpg)](https://www.lendxpert.com/lending-xplained/building-community-small-business-lending) Lending XPlained | Lend XP ## [Building Community With Small Business Lending](https://www.lendxpert.com/lending-xplained/building-community-small-business-lending) [Read More →](https://www.lendxpert.com/lending-xplained/building-community-small-business-lending) [![How This Bank Earned a Customer For Life](https://www.lendxpert.com/hubfs/shaking-hands-2499612_640.jpg)](https://www.lendxpert.com/lending-xplained/earn-customers-for-life) Lending XPlained | Lend XP ## [How This Bank Earned a Customer For Life](https://www.lendxpert.com/lending-xplained/earn-customers-for-life) [Read More →](https://www.lendxpert.com/lending-xplained/earn-customers-for-life) [![Are You Ready for the C&I Surge?](https://www.lendxpert.com/hubfs/C%26I%20surge%20graphic.png)](https://www.lendxpert.com/lending-xplained/are-you-ready-for-the-ci-surge) Lending XPlained | Lend XP ## [Are You Ready for the C&I Surge?](https://www.lendxpert.com/lending-xplained/are-you-ready-for-the-ci-surge) [Read More →](https://www.lendxpert.com/lending-xplained/are-you-ready-for-the-ci-surge) [![SBA and USDA Lending Resumes](https://www.lendxpert.com/hubfs/come%20in%20were%20open.jpg)](https://www.lendxpert.com/lending-xplained/sba-lending-resumes) Lending XPlained | Lend XP ## [SBA and USDA Lending Resumes](https://www.lendxpert.com/lending-xplained/sba-lending-resumes) [Read More →](https://www.lendxpert.com/lending-xplained/sba-lending-resumes) [![SBA and USDA Lending During the Government Shutdown](https://www.lendxpert.com/hubfs/closed.jpg)](https://www.lendxpert.com/lending-xplained/your-guide-to-sba-usda-lending-0) Lending XPlained | Lend XP ## [SBA and USDA Lending During the Government Shutdown](https://www.lendxpert.com/lending-xplained/your-guide-to-sba-usda-lending-0) [Read More →](https://www.lendxpert.com/lending-xplained/your-guide-to-sba-usda-lending-0) [![New Ebook: Your Guide to SBA and USDA Lending](https://www.lendxpert.com/hubfs/Free%20Ebook%20email%20header.png)](https://www.lendxpert.com/lending-xplained/your-guide-to-sba-usda-lending) Lending XPlained | Lend XP ## [New Ebook: Your Guide to SBA and USDA Lending](https://www.lendxpert.com/lending-xplained/your-guide-to-sba-usda-lending) [Read More →](https://www.lendxpert.com/lending-xplained/your-guide-to-sba-usda-lending) [![SBA Loan Gives Ag Business New Potential](https://www.lendxpert.com/hubfs/harvest-1033756_640.jpg)](https://www.lendxpert.com/lending-xplained/case-study-helping-a-farm-pursue-a-new-opportunity-0) Lending XPlained | Lend XP ## [SBA Loan Gives Ag Business New Potential](https://www.lendxpert.com/lending-xplained/case-study-helping-a-farm-pursue-a-new-opportunity-0) [Read More →](https://www.lendxpert.com/lending-xplained/case-study-helping-a-farm-pursue-a-new-opportunity-0) [![Case Study: Manufacturer Funds Complex Business Acquisition](https://www.lendxpert.com/hubfs/sparks-1405851_1280%20CROP-1.jpg)](https://www.lendxpert.com/lending-xplained/case-study-manufacturer-funds-complex-business-acquisition) Lending XPlained | Lend XP ## [Case Study: Manufacturer Funds Complex Business Acquisition](https://www.lendxpert.com/lending-xplained/case-study-manufacturer-funds-complex-business-acquisition) [Read More →](https://www.lendxpert.com/lending-xplained/case-study-manufacturer-funds-complex-business-acquisition) [![$20 Million in Recently Funded Projects](https://www.lendxpert.com/hubfs/fresh%20squeezed%20loans%20-%20no%20watermark.png)](https://www.lendxpert.com/lending-xplained/20-million-in-recently-funded-projects) Lending XPlained | Lend XP ## [$20 Million in Recently Funded Projects](https://www.lendxpert.com/lending-xplained/20-million-in-recently-funded-projects) [Read More →](https://www.lendxpert.com/lending-xplained/20-million-in-recently-funded-projects) [![Maintaining Your SBA Guarantee For the Life of the Loan](https://www.lendxpert.com/hubfs/maintain%20your%20guarantee.jpg)](https://www.lendxpert.com/lending-xplained/maintaining-your-sba-guarantee-for-the-life-of-the-loan) Lending XPlained | Lend XP ## [Maintaining Your SBA Guarantee For the Life of the Loan](https://www.lendxpert.com/lending-xplained/maintaining-your-sba-guarantee-for-the-life-of-the-loan) [Read More →](https://www.lendxpert.com/lending-xplained/maintaining-your-sba-guarantee-for-the-life-of-the-loan) [![Have You Been Following Our C&I Lending Series?](https://www.lendxpert.com/hubfs/Basic%20C%26I%20header%20orange.png)](https://www.lendxpert.com/lending-xplained/have-you-been-following-our-ci-lending-series) Lending XPlained | Lend XP ## [Have You Been Following Our C&I Lending Series?](https://www.lendxpert.com/lending-xplained/have-you-been-following-our-ci-lending-series) [Read More →](https://www.lendxpert.com/lending-xplained/have-you-been-following-our-ci-lending-series) [![Small Business Credit Outlook: May 2018](https://www.lendxpert.com/hubfs/SBLI%20May%202018.jpg)](https://www.lendxpert.com/lending-xplained/small-business-credit-outlook-may-2018) Lending XPlained | Lend XP ## [Small Business Credit Outlook: May 2018](https://www.lendxpert.com/lending-xplained/small-business-credit-outlook-may-2018) [Read More →](https://www.lendxpert.com/lending-xplained/small-business-credit-outlook-may-2018) [![Case Study: Helping a Farm Pursue a New Business Opportunity](https://www.lendxpert.com/hubfs/rural%20photo.jpg)](https://www.lendxpert.com/lending-xplained/case-study-helping-a-farm-pursue-a-new-opportunity) Lending XPlained | Lend XP ## [Case Study: Helping a Farm Pursue a New Business Opportunity](https://www.lendxpert.com/lending-xplained/case-study-helping-a-farm-pursue-a-new-opportunity) [Read More →](https://www.lendxpert.com/lending-xplained/case-study-helping-a-farm-pursue-a-new-opportunity) [![Small Business on the Upswing](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_ffa9fbfcfe794633b0b4d4182da51ded_mv2-1.jpeg)](https://www.lendxpert.com/lending-xplained/small-business-on-the-upswing) Lending XPlained | Lend XP ## [Small Business on the Upswing](https://www.lendxpert.com/lending-xplained/small-business-on-the-upswing) [Read More →](https://www.lendxpert.com/lending-xplained/small-business-on-the-upswing) [![Are You a 'Lifeline Lender' For a Rural Area?](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_8767d2122ea144c2a6125e92aa496c62_mv2-1.jpg)](https://www.lendxpert.com/lending-xplained/are-you-a-lifeline-lender-for-a-rural-area) Lending XPlained | Lend XP ## [Are You a 'Lifeline Lender' For a Rural Area?](https://www.lendxpert.com/lending-xplained/are-you-a-lifeline-lender-for-a-rural-area) [Read More →](https://www.lendxpert.com/lending-xplained/are-you-a-lifeline-lender-for-a-rural-area) [![The Right Time to Refinance with the SBA](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_bf850f3f1cad45dea931dd0984ee663e_mv2-1.jpeg)](https://www.lendxpert.com/lending-xplained/the-right-time-to-refinance-with-the-sba) Lending XPlained | Lend XP ## [The Right Time to Refinance with the SBA](https://www.lendxpert.com/lending-xplained/the-right-time-to-refinance-with-the-sba) [Read More →](https://www.lendxpert.com/lending-xplained/the-right-time-to-refinance-with-the-sba) [![Small Business Credit Outlook](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_182b4a8540ca4010aad867192d860e41_mv2.jpeg)](https://www.lendxpert.com/lending-xplained/small-business-credit-outlook) Lending XPlained | Lend XP ## [Small Business Credit Outlook](https://www.lendxpert.com/lending-xplained/small-business-credit-outlook) [Read More →](https://www.lendxpert.com/lending-xplained/small-business-credit-outlook) [![Most Clicked Articles of 2017](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_5f60d16934694e97956febffb852e547_mv2.png)](https://www.lendxpert.com/lending-xplained/most-clicked-articles-of-2017) Lending XPlained | Lend XP ## 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