--- title: Lenders, Don’t Miss This Noninterest Income Opportunity in 2021! description: Community banks can generate significant noninterest income with increased loan guarantees for SBA7a loans in 2021. image: https://www.lendxpert.com/hubfs/man%20sitting%20at%20desk.jpg --- [![lendxp-logo](https://www.lendxpert.com/hubfs/lendxp-logo.svg "lendxp-logo")](https://www.vitalfs.com) [![](https://www.lendxpert.com/hubfs/icon-search.svg)](https://www.lendxpert.com/search) [![](https://www.lendxpert.com/hubfs/icon-search-navy.svg)](https://www.lendxpert.com/search) ## Financial Resources [All Resources](https://www.lendxpert.com/resources) [Blog](https://www.lendxpert.com/lending-xplained) [Case Studies](https://www.lendxpert.com/case-studies) [In The News](https://www.lendxpert.com/news) [FAQS](https://www.lendxpert.com/faq) ## I'm looking for content for All Lenders Borrowers # Lenders, Don’t Miss This Noninterest Income Opportunity in 2021! April 14, 2021 / by [LendXP](https://www.lendxpert.com/lending-xplained/author/lendxp) - [Tweet](https://twitter.com/share) ![](https://www.lendxpert.com/hubfs/man%20sitting%20at%20desk.jpg) A key benefit for lenders making SBA 7(a) loans is the active secondary market. Lenders can sell the guaranteed portion to generate [**significant amounts of non-interest income**](https://www.lendxpert.com/vital-insights/could-you-add-3-million-in-noninterest-income-this-year)****.**** This is a particularly beneficial strategy when interest rates are ultra-low.   [COVID-19 SBA program enhancements 2021](https://www.lendxpert.com/vital-insights/new-with-sba-7a-loans-in-2021) have raised the loan guarantee for lenders to 90%, even further enhancing the opportunity to boost income, increase liquidity and make more loans.   *Here, we’ve done the math for you … check out the examples below!*   Enhancements to the 7(a) program expire on **September 30, 2021.** Loans must be approved prior to September 30, so be sure to engage an experienced SBA loan professional who will make the [**process smooth and efficient**](https://www.lendxpert.com/lender-process)****.****   ## **Fee Income for $350,000 SBA 7(a) Loan in 2021**   **![Fee Income 2021 #2](https://www.lendxpert.com/hs-fs/hubfs/Fee%20Income%202021%20%232.png?width=600&name=Fee%20Income%202021%20%232.png)**   ## **Fee Income for $1,000,000 SBA 7(a) Loan in 2021**   ![Fee Income 2021 $1M](https://www.lendxpert.com/hs-fs/hubfs/Fee%20Income%202021%20$1M.png?width=600&name=Fee%20Income%202021%20$1M.png)   ## **Fee Income for $4,000,000 SBA 7(a) Loan in 2021**   **![Fee Income 2021 $4M](https://www.lendxpert.com/hs-fs/hubfs/Fee%20Income%202021%20$4M.png?width=600&name=Fee%20Income%202021%20$4M.png)**   What would an extra **$401,000** do for your bank’s financial statement this month?****[**Contact the experienced team at LendXP**](https://www.lendxpert.com/contact)**for support.******     Topics: [Noninterest income](https://www.lendxpert.com/lending-xplained/topic/noninterest-income), [Lenders](https://www.lendxpert.com/lending-xplained/topic/lenders), [sba7aloan](https://www.lendxpert.com/lending-xplained/topic/sba7aloan) ## Ready to get started? Let us help you reach your financial goals. [Contact Us](https://www.lendxpert.com/contact) [![logo-lendXP_full-color](https://www.lendxpert.com/hubfs/logo-lendXP_full-color.svg)](https://www.lendxpert.com)   360 Westfield Ave Suite 6 Waterloo, IA 50701 [Our Services](https://www.lendxpert.com/lenders) [Our Process](https://www.lendxpert.com/lender-process) [About](https://www.lendxpert.com/about-us) [Resources](https://www.lendxpert.com/resources) [Blog](https://www.lendxpert.com/lending-xplained) [FAQS](https://www.lendxpert.com/faq) [(515) 850-1567](tel:515-850-1567) - [![](https://www.lendxpert.com/hubfs/linkedin.svg)](https://www.linkedin.com/company/lendxp/) - [![](https://www.lendxpert.com/hubfs/facebook-icon.png)](https://www.facebook.com/LendXP)