--- title: Small Business on the Upswing description: Good news for main street! According to PayNet, small business lending increased significantly in the first part of the year, with the January Small Busin image: https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_ffa9fbfcfe794633b0b4d4182da51ded_mv2-1.jpeg --- [![lendxp-logo](https://www.lendxpert.com/hubfs/lendxp-logo.svg "lendxp-logo")](https://www.vitalfs.com) [![](https://www.lendxpert.com/hubfs/icon-search.svg)](https://www.lendxpert.com/search) [![](https://www.lendxpert.com/hubfs/icon-search-navy.svg)](https://www.lendxpert.com/search) ## Financial Resources [All Resources](https://www.lendxpert.com/resources) [Blog](https://www.lendxpert.com/lending-xplained) [Case Studies](https://www.lendxpert.com/case-studies) [In The News](https://www.lendxpert.com/news) [FAQS](https://www.lendxpert.com/faq) ## I'm looking for content for All Lenders Borrowers # Small Business on the Upswing March 30, 2018 / by [LendXP](https://www.lendxpert.com/lending-xplained/author/lendxp) - [Tweet](https://twitter.com/share) ![](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_ffa9fbfcfe794633b0b4d4182da51ded_mv2-1.jpeg) ![Small Business on the Upswing](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Image/482aae_ffa9fbfcfe794633b0b4d4182da51ded_mv2-1.jpeg)   Good news for main street! According to [PayNet](https://paynet.com/), small business lending increased significantly in the first part of the year, with the January Small Business Lending Index nearing the all-time high from July 2015. The index is up 14% over January 2017.    [Read More](https://www.lendxpert.com/hubfs/Vital-FS-April2018/Pdf/032018paynetmonthlyrelease.pdf)   Small businesses are investing more in property, plants and equipment tools and services. Many of the businesses you'd like to form a lending relationship with may be successful, but still don't fit your conventional credit profile. This is a great time to look at what can be done through [SBA and USDA loan programs](https://www.lendxpert.com/loan-programs).    We are experts in SBA and USDA loans, and handling complex credit needs. [Contact us](https://www.lendxpert.com/contact) when you need help. Topics: [Lenders](https://www.lendxpert.com/lending-xplained/topic/lenders) ## Ready to get started? Let us help you reach your financial goals. [Contact Us](https://www.lendxpert.com/contact) [![logo-lendXP_full-color](https://www.lendxpert.com/hubfs/logo-lendXP_full-color.svg)](https://www.lendxpert.com)   360 Westfield Ave Suite 6 Waterloo, IA 50701 [Our Services](https://www.lendxpert.com/lenders) [Our Process](https://www.lendxpert.com/lender-process) [About](https://www.lendxpert.com/about-us) [Resources](https://www.lendxpert.com/resources) [Blog](https://www.lendxpert.com/lending-xplained) [FAQS](https://www.lendxpert.com/faq) [(515) 850-1567](tel:515-850-1567) - [![](https://www.lendxpert.com/hubfs/linkedin.svg)](https://www.linkedin.com/company/lendxp/) - [![](https://www.lendxpert.com/hubfs/facebook-icon.png)](https://www.facebook.com/LendXP)